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🇬🇧 UK Student Visa 2026 — Complete Guide

Requirements, maintenance funds, work rights, and the Graduate Visa pathway for international students in the UK. Updated for 2026 Home Office rules.

● Last updated August 5, 2026|VisaCalc Editorial Team

⚠️ 2026 Alert: Dependants Banned for Most Postgrad Students

Since January 2024, most taught postgraduate students (MSc, MA, MBA) cannot bring family members to the UK. Only PhD/research students and government-sponsored students are exempt.

💰 Funds Required Calculator
£ 13,761
Maintenance funds required — London students need £1,529/month × course months + 1

UK Student Visa — Key Requirements 2026

RequirementDetails
CAS NumberConfirmation of Acceptance for Studies from your university
Maintenance Funds — Outside London£1,171/month for up to 9 months = £10,539 total
Maintenance Funds — London£1,529/month for up to 9 months = £13,761 total
English LanguageIELTS Academic 5.5–7.5 depending on course (SELT accepted)
ATAS CertificateRequired for certain sensitive subjects (science, tech, engineering)
Tuberculosis TestRequired if applying from certain countries including India, Pakistan, Nigeria
IHS Surcharge£776/year healthcare surcharge (must pay upfront for full visa duration)
Processing Time3 weeks inside UK, 3–8 weeks outside UK

💼 Work Rights on UK Student Visa

WhenHours Allowed
During term time (undergrad/postgrad)20 hours/week maximum
During official vacation periodsFull time (no limit)
Placement / work placement yearFull time if part of course
Dependant family members (PhD only)Full time allowed

🛤️ UK Study → PR Pathway

Step 1: Complete your UK degree (minimum bachelor's or master's)

Step 2: Apply for Graduate Visa — 2 years (undergraduate/master's) or 3 years (PhD)

Step 3: Find a job meeting the Skilled Worker salary threshold for your occupation (see current GOV.UK thresholds)

Step 4: Switch to Skilled Worker Visa

Step 5: Build continuous UK residence toward Indefinite Leave to Remain (ILR) — currently 5 years, though this is under active government reform (see warning below)

Step 6: After 1 year ILR → apply for British citizenship

Total timeline: 7–10 years from student visa to citizenship under current rules

⚠️ 2026 Update: The UK is proposing to extend the standard ILR qualifying period from 5 to 10 years under a new "Earned Settlement" model, with salary-based fast tracks for high earners. This is not yet in force as of June 2026. Read the full breakdown of confirmed vs proposed changes →

By Source Country — Extra Requirements

CountryExtra NeededWatch Out For
🇮🇳 IndiaTB test, bank statements 28 days before applicationFunds must be held 28 consecutive days
🇨🇳 ChinaATAS certificate for STEM subjects, TB testATAS delays can take 20+ working days
🇳🇬 NigeriaTB test, detailed sponsor letter, home ties evidenceHigh refusal rates — strong financial proof essential
🇵🇰 PakistanTB test, biometrics at VFSProcessing times longer than average
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